Home Economy USSD Codes For Nigerian Banks.

USSD Codes For Nigerian Banks.

USSD Codes, Sort Codes, and Swift Codes of Nigerian Banks (2022) (Updated)  - Bank NaijaUSSD Codes For Nigerian Banks

Banking in Nigeria used to be really hectic as people had to join long queues in banking halls to carry out their daily transactions. People had to take permissions and some even received queries at their offices due to the difficulties in keeping up with the time granted for a bank visit.

The world is fast evolving and simplicity is finding it’s way into every sector and the banking sector is not left out.

Newer policies have been made to create a seamless abd stress free banking experience for customers and these financial institutions and other policy makers have took things a step further by creating channels of carrying out these transactions without even visiting a bank Hall, all from the comfort of your mobile phone.


A USSD code simply means an Unstructured Supplementary Service Data Created as a low tier banking service aimed to cater for customers who particularly do not have smart phones or lack internet access to effectively use mobile applications or other more completely BANKING platforms.

The USSD code has to be activated with a registered phone number and in most cases the last 6 digits of the unique Card number on ATM cards.

You must have been a known and registered customer to be able to use the USSD platform of a bank after which a 4-5 highly confidential transaction pin is authorized for all transactions.
What are the

USSD Codes for Nigerian banks:

USSD code for Access Bank: *901#

USSD code for ALAT by Wema Bank: *945#

USSD code for Ecobank: *326#

USSD code for Fidelity Bank:*770#

USSD code for First Bank:*894#

USSD code for GTBANK:*737#

USSD code for Heritage Bank:*745#

USSD code for Keystone Bank:*7111#

USSD code for Polaris Bank:*833#

USSD code for  Stanbic IBTC Bank:*909#

USSD code for Sterling Bank:*822#

USSD code for UBA:*919#

USSD code for Union Bank:*826#

USSD code for Unity Bank: *7799#

USSD code for Wema Bank: *945#

USSD code for Zenith Bank:*906#

There are series of actions and prompt messages that would be displayed once this USSD Codes are dialled and they can used to perform functions like:
Bill payments
Airtime Recharge
Interbank Funds Transfer
Utilities bills payment
Account inquiries.